Video: Click Here📖 Overview
m-Banking is a complete financial management system for FiveM roleplay servers, built to centralize all banking operations in a single modern resource.
From daily money movement to risk control, compliance workflows, lending, investment, and secure storage, m-Banking gives servers a structured economy with configurable rules and permissions.
It is designed for communities that want more than simple bank balance handling, offering layered account systems, governance tools, and long-term progression mechanics while remaining configurable for different RP styles.
🏦 Account Infrastructure
m-Banking supports multiple account types to match different gameplay needs:
- Personal Accounts
- Shared Accounts
- Business Accounts
- Offshore Accounts
- Savings Accounts
Each account type can follow different limits and operational behavior, allowing servers to separate personal finance, organization budgets, high-risk activity, and long-term savings structures.
👥 Shared Accounts & Access Roles
Shared account access is permission-driven and role-based.
Server owners can define roles (such as Viewer and Manager) with specific capabilities.
Permission-based actions can include:
- Viewing account data and history
- Depositing and withdrawing funds
- Transferring money
- Accessing cards and investment-related operations
This allows proper internal control for teams and groups instead of giving full access to everyone.
🏢 Business Account Governance
Business account access can be restricted by job and grade with separate requirements for:
- Creating business accounts
- Viewing/using business accounts
This enables command-structure control for organizations and prevents unrestricted access to business-level funds.
🛡️ Compliance / Financial Crimes Tools
m-Banking includes a compliance module for oversight-focused roles.
It supports multiple compliance center locations with job-based access controls and configurable suspicious activity detection.
Suspicious detection thresholds include:
- Large single transactions
- High hourly turnover
- High daily turnover
- Frequent small transactions
- Round-number pattern detection
The system also supports alert flows and operational follow-up for financial crimes roleplay.
🧑💼 Admin Panel
The admin side of m-Banking provides centralized control over account operations and visibility.
It is intended for trusted staff to inspect and manage sensitive financial activity.
Core admin capabilities include:
- Reviewing account and transaction data
- Performing account-level administrative actions
- Freeze-related controls
- Oversight workflows for financial incidents
💳 Daily Banking Operations
Players can perform standard banking actions with account-aware handling:
- Deposits
- Withdrawals
- Transfers
- Transaction history review
m-Banking is built to treat these actions as part of a wider economy system, not isolated events.
💰 Loans & Credit Score Progression
The lending module includes:
- Multiple loan categories (configured in server settings)
- Credit score requirements
- Dynamic interest ranges
- Term options
- Collateral rules (when enabled)
- Late payment and default consequence handling
Credit score behavior is integrated with payment outcomes, allowing progression and penalties based on financial responsibility.
🔁 Automatic Loan Collection
Loan repayment can be automated with periodic checks and configurable behavior.
This includes timing controls and optional negative-balance logic based on server preference, helping keep debt systems active even without manual intervention.
📈 Investment Market
Market features include:
- Asset/company configuration
- Price update intervals
- Volatility/trend behavior
- Buy/sell operations
- Transaction fee rules
- Position and portfolio limits
- Daily trade-volume limits
- Buy cooldown and minimum hold settings
- Price history retention for UI/chart use
This provides long-term money strategy beyond simple cash storage.
🧾 Cheques & Cheque Books
The cheque module supports:
- Cheque creation and cashing
- Cancellation and expiry handling
- Configurable min/max cheque amounts
- Optional cheque book enforcement can be enabled, including:
- Cheque book purchase cost
- Number of cheques per book
- Consumption tracking (used vs remaining)
This allows servers to choose between convenience and stricter financial realism.
🏦 Savings Accounts & Savings Goals
Savings functionality is split into two parts:
- Dedicated savings account behavior
- Savings goals linked to financial planning
Savings goals support create/contribute/withdraw-style flows, adding progression and planned spending mechanics to player finance.
🔐 ATM, Card & PIN Security
Security systems are configurable and include:
- ATM PIN logic
- Attempt limits and temporary lockouts
- Bank card item integration for ATM interactions
This adds risk control and prevents frictionless abuse of sensitive operations.
📦 Safe Deposit Box System
m-Banking includes secure storage support with:
- Physical safe deposit locations
- PIN-protected access
- Attempt limits and lockouts
- Configurable slot count and weight
- Optional creation fee
- Optional map blip behavior
This is useful for secure item storage tied to financial gameplay.
📊 Limits, Retention & Economy Control
To support healthy server economies, m-Banking includes:
- Daily transfer limits by account category
- Configurable operation constraints
- Automatic cleanup of old transaction records
- Scheduled maintenance windows for retention logic
These controls help reduce abuse while keeping long-term database behavior manageable.
🔗 Integrations & Compatibility
m-Banking is built with bridge architecture for integration flexibility:
- Framework support (QBCore / ESX)
- Inventory bridge options
- Target bridge options
- Phone bridge compatibility
- Dispatch integration points
- Webhook logging support
- Locale support (EN/PT by default)
This structure makes it easier to align with existing server stacks without rewriting core banking logic.
⚙️ Configuration Depth
Nearly all major subsystems are configurable in server settings:
- Account behavior and limits
- Job/grade permissions
- Compliance thresholds and alerts
- Loan and credit parameters
- Market tuning values
- Cheque and savings behavior
- Security constraints (PIN, lockouts)
- Cleanup scheduling
m-Banking can be tuned for casual economy gameplay or strict high-structure roleplay depending on your server vision.
